I agree. I owe over 80,000 in student loans. I am on housing with 2 small kids and a job that pays $11.00 per hour. All for what a Master’s degree that no job cares I have. I have no way to even attempt on beginning to pay my student loan debt.

To be clear, I am luck that I’m able to have a career where I earn more than 10-11 K per month and my wife earns 7.5 K per month. We have paid cars and live in a small apartment. We live pretty frugally and simple.

As mentioned in the stories, there is no secret formula. First of all it would be good not to have any debt in the first place. But if you’re like most students, then it’s pretty clear to me that living simply and cheaply, in combination with entering a high paying career is the answer.

Temmy, I am proud you paid them off! Be proud of your accomplishment. You don’t owe anything. I read about your job and I have met many young people whose major, if they can find a job in their field, just doesn’t pay a lot or have much future advancement. I wish you the best.

Good for you, Whitney! Without college debt you have the freedom to make any choice you choose.