• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Navigating Money And Education

  • About
  • Podcasts
  • Research
  • Contact
  • Save For College
  • Student Loans
  • Investing
  • Earn More Money
  • Banking
  • Taxes
  • Forum
  • Search
Home / Student Life / Best Phone Plans For College Students To Save Money In 2024

Best Phone Plans For College Students To Save Money In 2024

Updated: March 29, 2024 By Robert Farrington | 16 Min Read 9 Comments

At The College Investor, we want to help you navigate your finances. To do this, many or all of the products featured here may be from our partners who compensate us. This doesn't influence our evaluations or reviews. Our opinions are our own. Any investing information provided on this page is for educational purposes only. The College Investor does not offer investment advisor or brokerage services, nor does it recommend buying or selling particular stocks, securities, or other investments. Learn more here.Advertiser Disclosure

There are thousands of financial products and services out there, and we believe in helping you understand which is best for you, how it works, and will it actually help you achieve your financial goals. We're proud of our content and guidance, and the information we provide is objective, independent, and free.

But we do have to make money to pay our team and keep this website running! Our partners compensate us. TheCollegeInvestor.com has an advertising relationship with some or all of the offers included on this page, which may impact how, where, and in what order products and services may appear. The College Investor does not include all companies or offers available in the marketplace. And our partners can never pay us to guarantee favorable reviews (or even pay for a review of their product to begin with).

For more information and a complete list of our advertising partners, please check out our full Advertising Disclosure. TheCollegeInvestor.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products and services are presented without warranty.

Best Cell Phone Plans

Cell phones are a must have for college students everywhere.  Many college students start leaving their parents' family plan, but don't know where to go to find the best deals. And it can be confusing to try and find the best cell phone plans to save money with all the options out there. 

Cell phone plans aren't cheap. You have the cost of the phone, the monthly plan cost - and each company does something different for pricing. It can be hard to figure out what is the best cell phone plan.  That's why we've broken down all the options we could find that would benefit college students.  

Here's what factors we were looking at when rating cell phone plans for college students:

  • Unlimited Talk, Text, and Data (or as close to unlimited data as possible)
  • Monthly Charges and Pricing
  • Phone Prices
  • Coverage Options

We selected these key areas because college students use text and data - a lot! It's estimated that the average college student uses upwards of 5GB of data per month. 

Plus, they need reasonable pricing for their plans. They also want smartphones, but they don't want to pay $100s for the latest phones. Finally, college students are traveling - they are at school for part of the year, home at other times, and sometimes even traveling across the country. College students need cell phones that give them coverage everywhere.

Finally, make sure that you're contacting each company and looking for cell phone discounts for college students.

After looking at all of the major plans and companies out there, here are the best cell phone plans for college students.

Please review the current charges and fee information associated with the plans listed, be sure to review the terms & conditions and fee schedule of each plan before applying. They change constantly and we try to keep this list updated but sales and pricing change.

Promo: Tello. Looking for a flexible & more affordable cell phone plan? Meet Tello Mobile, the strongest alternative to big carriers that offers the same reliable service you're used to, at a fraction of the cost. You can build your own phone plan just as you like, or get unlimited everything for $29 per month. No contract, no hidden fees, no bulk-buying. Discover more Tello Plans here >>

Table of Contents
Our Top Three Picks For Best Cell Phone Plans In 2024
Cell Phone Plans Less Than $20 Per Month
Cell Phone Plans More Than $20 Per Month
Important Considerations
Common Cell Phone Plan FAQs
Final Thoughts

Our Top Three Picks For Best Cell Phone Plans In 2024

Here's our picks for the top cell phone plans for 2024. 


best cell phone plans: Mint Mobile

Mint Mobile Unlimited Data

  • Unlimited talk, text, and data for $30 per month!
  • Unlimited calling to Mexico and Canada
  • 5GB of Mobile Hotspot
OPEN AN ACCOUNT

cell phone plans for students: Verizon

Verizon Start Unlimited

  • $35 per month for unlimited talk and text
  • 22GB of LTE 4G data
  • 15 GB of LTE 4G hotspot data usage
OPEN AN ACCOUNT

Best Cell Phone Plans For Students: ATT Wireless

AT&T Wireless

  • Plans starting at $35 per month for unlimited talk and text
  • 5G access included in all plans
  • Great selection of devices
OPEN AN ACCOUNT

Here's our full list of cell phone providers. This list changes constantly, as new providers continue to change the game, and older companies offer new plans.

Cell Phone Plans
FreedomPop
Verizon Beyond Ulimited
Republic Wireless
FreedomPop
Scratch Wireless
Red Pocket
MintMobile
Republic Wireless
Project FI
Ting
Cricket Wireless
Sprint
Verizon
AT&T
Metro PCS
T Mobile
Visible

Cell Phone Plans Less Than $20 Per Month

These cell phone plans cost less than $20 per month. While that might seem like a great deal - these plans are typically "bare bones" in what you get. Some of these are prepaid plans, so make sure you check out our guide on Prepaid vs. Contract Cell Phones.

Cell Phone Plan

Monthly Price

FreedomPop

$0/mo

Scratch Wireless

$5.75/mo

Red Pocket

$10/mo

Mint Mobile

$15/mo

Republic Wireless

$15/mo

Project FI

$20/mo

FreedomPop

Best Student Cell Phone Plan: FreedomPop Cell Phone Plan

FreedomPop offers a basic plan that is 100% free. Yes, free! You can get truly free monthly cell phone service. But, it's very limited.

The basic plan is very limited at just 200 minutes, 500 text, and 500MB of data. However, even their other plans are very cheap if you need to upgrade.

Also, for college students, if you're good about using data, you can use WiFi calling on campus and elsewhere to avoid using any minutes and data. 

It's important to note that there are also activation fees and a charge to port your number. 

OPEN AN ACCOUNT

Scratch Wireless

Best cell phone plans for students: Scratch Wireless

The cheapest cell phone plan available currently is offered by Scratch Wireless. Their basic plan costs just $69 per year - but there are a lot of catches.

First, you have to buy the phone from them, and you get no choice. It is an $89 Android phone called the Coolpad Arise. The $69 yearly cost only pays for calling over WiFi and cellular texting.

They give you the option of paying for Voice and Data Passes to make calls or use data and you can get 100 minutes for $7.99 more, or $14.99 a month for unlimited calls. The passes last for 30 days.

OPEN AN ACCOUNT

Red Pocket

Red Pocket Cell Phone Plans

RedPocket is another plan that offers a cheap basic level of service for just $10 per month. The $10 per month plan gets you 500 minutes, 500 texts, and 500MB of data.

Their plans go all the way up to unlimited, but even for just $5 more, you get 1,000 minutes, 1,000 texts, and 1,000MB of data. 

Their first unlimited talk and text plan is just $19 per month, but only offers 500MB of data. 

All of their plans are relatively inexpensive, and have no contracts.  

OPEN AN ACCOUNT

MintMobile

Mint Mobile Logo

MintMobile is an interesting cell phone service that sends you a SIM card to use with your phone. MintMobile's pricing is pretty unique in that you pay up front. For example, to get the $15 per month deal, you prepay for three months in advance — they call it buying “wireless in bulk.”

Their current deal gives you unlimited talk and text with 5GB of 4G LTE data for $15, as long as you purchase three months in advance. Plus, they recently launched their Unlimited Plan for $30 per month, which gives you unlimited domestic talk and text, and unlimited data! 

You have the option of customizing your plan in advance for 3 to 12 months.

Here is their pricing:

Data

3-Month Plan

Renewal Price

6-Month Plans

12-Month Plans

5 GB

$15 

$25

$20

$15 

15 GB

$20 

$35 

$25

$20 

20 GB

$25 

$45 

$25

$25 

Unlimited 

$30

$40

$35 


$30 


Read our full Mint Mobile review here.

OPEN AN ACCOUNT

Republic Wireless

Republic Wireless

Here's the full breakdown of Republic Wireless and why we love them. Republic Wireless uses a hybrid system for their phones. They allow you to use WiFi and cell service for data, which can save you a lot of money. As a result, they pass that savings along to you.

As a college student, every college campus, coffee shop, and likely your home, has WiFi. As a result, you're going to be in WiFi coverage and free data coverage almost all the time. The only time you won't be is while traveling. 

Republic Wireless has a few plan options that are all based on how much cell data you need to use.

Here is the pricing for Republic:

Republic Wireless Pricing 2024

Data Usage

Monthly Price

5 GB

$19.99 (non-Dish customer pay $39.99)

10 GB

$29.99 (non-Dish customers pay $59.99)

20 GB

$39.99 (non-Dish customers pay $79.99)

OPEN AN ACCOUNT

Project FI

Project FI

Project FI is Google's plan to change the cell phone industry. The Project FI plan costs $20 for unlimited domestic talk and text, unlimited international texts, WiFi tethering to use your phone as a hotspot and more.

This plan is ideal for someone who needs to text international numbers or travels frequently, since Project Fi offers cellular coverage in 135 countries.

Data costs $10 per GB until Bill Protection kicks in (after 6GB of data). Because data isn't really included in their plans, and it can get costly if you max out (you're looking at an $80 bill), we couldn't put Project FI in our top picks. However, if you just use the basics, it can be a good choice.

OPEN AN ACCOUNT

Cell Phone Plans More Than $20 Per Month

These plans cost more each month, but they usually come with a lot more features and options - like unlimited data and more. That's why Verizon Wireless made our top pick for the best cell phone plan - it's low pricing for all the features it offers.

Ting

Ting Cell Phone Plans

Ting is another low cost cell phone provider that has an average bill of about $30 per month. Their cheapest plan starts at $10 per month and gets you unlimited talk and text and then you can add data for $5 per GB.

Ting is unique in that it offers no additional costs for calling to over 60 countries. If you make international calls, this could be a great low cost option for you.

You can use your existing phone or buy a phone from them.

OPEN AN ACCOUNT

Cricket Wireless

Cricket Wireless

Cricket Wireless was one of the original low cost cell phone providers that tried to change the game several years ago. Now, many companies offer similar pricing and plans, and Cricket hasn't really kept up. 

Cricket's main plan goes for $30 a month, and you get unlimited talk, 2GB and 4G LTE data. For $40 a month, you can get 5GB of data.

If you don’t need any data, they offer a talk and text plan for $25 a month. You can buy a phone or bring your own.

OPEN AN ACCOUNT

Sprint

Sprint Cell Phone Plans

Sprint used to be one of our top choices for cell phone plans for college students because they offer the great plans that have unlimited data. We think that Sprint is still a great choice for college students that don't have great WiFi access, and as a result, will be using more cell network data. However, newer plans have lower prices.

Sprint is also one of the last providers that still offer 2 year contracts, but they do allow you to lease a phone if you prefer. 

All of Sprint's plans include unlimited talk and text. Otherwise, you have the following options for data usage. Spring charges you an "access charge" to use their network, which, sadly, has also become common. Sprint also throttles your data once you reach 23GB of monthly usage, regardless of your plan.

Unlimited Plus
15GB LTE, then 3GB speeds
1 line $70/mo

Unlimited Basic
500MB LTE, then 3GB speeds
1 line $60/mo

$30 activation fee per line.

OPEN AN ACCOUNT

Verizon

Verizon Cell Phone Plans

Verizon has seriously upped their cell phone pricing game over the last two years. A few years ago, they were one of the most expensive cell phone plan providers on this list. However, they now take the top spot as our number one recommendation for a cell phone plan. Why? Price and features.

First, no contract is needed. All plans included unlimited talk and text and data. That's a great start. 

Start Unlimited
$35/mo
4G LTE

Play More or Do More Unlimited
$45/mo
5G and 4G LTE
15GB LTE hotspot then throttled

Get More Unlimited
$55/mo
5G and 4G LTE
30GB LTE hotspot then throttled

Verizon does charge a $30 activation fee per line.

This pricing is some of the best we've seen for the features, coverage, phone options, and reliability.

Read our full Verizon review here.

OPEN AN ACCOUNT

AT&T

ATT Cell Phone Plans

AT&T Wireless used to be one of the cheapest providers, but over the last few years, we've seen their prices steadily rise to be one of the most expensive cell phone plan providers.

AT&T has gone back and forth on offering unlimited data, which is disappointing. All of their plans do offer unlimited talk and text, which is on par with other companies, and they offer rollover for your data.

They do charge an Access Charge per phone, and you must do installment payments when purchasing a new phone. This is confusing and it appears that you'll pay more for the phone versus signing a 2 year agreement. 

Here's what AT&T's pricing looks like currently.

Unlimited &More
$70/mo

Unlimited &More Premium
$80/mo
22GB phone data at LTE speeds
15GB Hotspot at LTE speeds

OPEN AN ACCOUNT

Metro PCS

MetroPCS

Metro PCS used to be a regional cell phone company a few years ago, and has now branched out nationwide. 

MetroPCS has a $50 plan that gives you unlimited 4G LTE data and WiFi calling. You can add an additional line for $20, and the plan is contract-free. Taxes and fees are included with the prices.

MetroPCS uses the T Mobile network for it's service.

OPEN AN ACCOUNT

T Mobile

T Mobile Cell Phone Plans

T Mobile was a close competitor to being in the top cell phone plans for college students because they do offer pretty good pricing.  Right now, you can get unlimited talk, text, and data for just $70 per month. However, this price now seems high compared to the competition. 

T Mobile's pricing is fairly simple and straightforward, which is refreshing. They also offer 2 year contracts for your phone, which is great.

Here's T Mobile's pricing:

$70/mo
50GB of data at LTE speeds
Hotspots at 3G speeds

OPEN AN ACCOUNT

Visible

Visible Cell Phone

Visible is the newest company on this list, and they are just rolling out service in 2018. They are a bring your own phone company (currently only iPhone), and they use an app to handle all the "stuff" needed.

They offer 2 plans, Visible and Visible+, starting at just $25 per month for unlimited talk, text, and data. Visible+ is $45 monthly, and offers unlimited premium data on Verizon's 5G Ultra Wideband network, which is Visible's fastest 5G. 

Visible uses Verizon's network, so you get reliable service and pricing. The big thing that holds us back from them being at the top is that it can be confusing to bring your own phone, and they only work with Apple phones currently.

Read our full Visible Mobile review here.

OPEN AN ACCOUNT

Important Considerations

When figuring out which cell phone plan makes the most sense for you, it's really important to think about your own usage.

How much data do you use? I personally use about 8GB per month.

How much voice do you use? I don't use much anymore (please don't call me).

How much text do you use? A lot. I use about 1000 texts per month (text me).

When figuring out the best plan for you, you need to know your numbers so that you can accurately decide how much you need.

If you're a college student figuring out your plan, consider one of the WiFi plans - it's great for college because most college campuses have WiFi everywhere. Plus, most places have WiFi everywhere!

Common Cell Phone Plan FAQs

Here are some common questions we see a lot when it comes to shopping for cell phone plans. Because, we all know at this point in time, shopping for a new cell phone plan isn't a fun activity.

Who has the best cell phone plan?

The best cell phone plan varies based on your needs. Each plan has strengths and weaknesses, especially around pricing for unlimited data. Depending on what features you use, there's a plan out there that's right for you.

What is the best unlimited calling and data plan?

Today, almost every carrier offers unlimited calling. However, if you're looking for international calling, you need to check your plan. For unlimited data, there are many carriers that offer this, but make sure you need unlimited data first. You may be surprised that you only end up using about 8GB of data per month (or less).

Which carrier offers the cheapest data plan?

The cheapest plan is going to be based on what features and services you use. Plans on this list range from free to $90 per month. It all depends on what you are going to need for your lifestyle.

Is data really unlimited or do they throttle it?

When cell phone companies say unlimited data, they will not shut off your data access. However, after a certain usage level, most companies will throttle the speed at which you can access your data. For example, you might normally get 4G LTE speeds, but after 35GB of data, you drop down to 3G or lower speeds.

Do I have to go into a store or can I do everything online and at home?

Yes! You no longer have to go into a cell phone store to activate new service. You can order your plan and phone online, and activate it yourself at home. It's really easy and it only takes minutes.

Final Thoughts

If you want a great plan at low cost, check out Mint Mobile. If you want a full service, robust plan, then Verizon is the best plan option for you.

If you can sacrifice a little (i.e. only using Android), then check out Republic Wireless. They have a great plan at a fraction of the price.

If you can do really bare bones cell phone plan, then FreedomPop's free plan can be a great way to go!

Best Cell Phone Plans
Robert Farrington
Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Editor: Clint Proctor Reviewed by: Claire Tak

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
Subscribe
Notify of

9 Comments
Oldest
Newest Most Voted
Inline Feedbacks
View all comments

Primary Sidebar

Robert Farrington will teach you how to get out of student loan debt and how to start investing.

Hi! My Name is

America's Millennial Money Expert

Welcome to The College Investor. We're here to help you escape student loan debt so you can start investing and building wealth for the future

Our expert guides, reviews, and more are designed to help you achieve your financial goals.

Want to learn more? See what's in my wallet.

As Featured In

Social Media

Popular Posts

Best Side Hustles

20 Best Side Hustles That Earn The Most Money

Net Worth of Millennials

Average Net Worth Of Millennials By Age

Passive Income Ideas

30 Passive Income Ideas To Build Wealth

Most Expensive Colleges

30 Most Expensive Colleges In 2024

wait to repay your student loans

For-Profit College Student Loan Forgiveness List

Student Loan Forgiveness Programs

How To Get Student Loan Forgiveness [Full Program List]

Side Hustle Ideas

54 Side Hustle Ideas To Make Money Fast

529 Plan By Age

How Much Should You Have In A 529 Plan By Age

Qualified 529 plan Expenses

What Are Qualified Expenses For A 529 Plan (And What Doesn’t Count)?

Ultimate Guides

Student Loan Forgiveness Programs By State

The Full List Of Student Loan Forgiveness Programs By State

529 Plan Guide

529 Plans: The Ultimate Guide To College Savings Plans

Student Loans and Financial Aid By State

Student Loan And Financial Aid Programs By State

Student Loan Advice

The Definitive Guide To Student Loan Debt

newretirement

How to Start Saving Now: The College Graduate’s Guide to Saving for Retirement

Latest Research

undermatching at selective colleges

Undermatching: Why Do Smart Low-Income Students Not Enroll In Selective Colleges?

Student Loan Repayment Restart

Analysis Of The Restart Of Student Loan Payments In 2024

Student Loan Borrowers Are Not Ready To Resume Payments

Survey: Just Two-Thirds Of Student Loan Borrowers Have Resumed Payments

Student Loan Borrowers Are Not Ready To Resume Payments

Survey: 55% Of Student Loan Borrowers Don’t Feel Ready To Resume Payments

How much to file taxes

Tax Survey: How Much People Paid To File And The No.1 Tax Software They Used

Footer

Who We Are

The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.

Connect

  • Contact Us
  • Advertise
  • Press & Media

About

  • About
  • In The News
  • Our Team
  • Editorial Guidelines
  • How We Make Money
  • Archives

Social

Copyright © 2024 · The College Investor · Privacy Policy ·Terms of Service · DO NOT Sell My Personal Information

wpDiscuz