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Home / Credit / Credit Repair / Tradeline Supply Company Review: Sell Your Credit

Tradeline Supply Company Review: Sell Your Credit

Updated: April 22, 2024 By Robert Farrington | < 1 Min Read 7 Comments

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Tradeline Supply Company review

Tradeline Supply company allows you to sell access to your credit history. This is one of the easiest and most lucrative side hustles.

That’s right, if you have excellent credit history, you pay your credit card bills on time, and you have low credit utilization, you can make money by selling your credit. It’s as simple as adding people as authorized users to your credit card accounts, and when you work with Tradeline Supply Company, you can make serious bank.

But should you do it? Is selling your credit legal? Is it safe? Here’s what you need to know about selling your credit through Tradeline Supply Company.


Tradeline Supply Company Logo

Quick Summary

  • Sell your credit history and earn money passively
  • Requires certain cards and limits to use
  • You follow certain security steps to ensure your credit is safe
Table of Contents
What Is Tradeline Supply Company?
How Does Selling My Credit with Tradeline Supply Company Work?
Is Selling My Credit Safe?
Is Selling My Credit History Legal?
Should You Sell Your Credit Through Tradeline Supply Company?

What Is Tradeline Supply Company?

Tradeline Supply Company is a tradeline marketplace. Tradelines are any accounts that regularly report to your credit report. These include credit cards, auto loans, mortgages, student loans, etc.

Certain credit cards will “impute” your tradeline history to any authorized user on the card. That means that if you add an authorized user to your credit card, your entire credit history will show up on their credit report. It's important to note that Tradeline Supply Company does not guarantee that anyone will improve their credit score by working with Tradeline Supply Company.

In fact, it's illegal (according to the FTC) to promise you can raise your credit score by becoming an authorized user - so be wary of any firms that are telling you it's a "guarantee". It's not - there are a lot of factors that influence your credit score.

How Does Selling My Credit with Tradeline Supply Company Work?

To sell your credit with Tradeline Supply Company, you need a credit card account with one of these banks:

  • Barclays
  • Discover
  • Capital One
  • Chase Bank
  • Bank of America
  • Elan

The credit account must be at least two years old and have a credit minimum of at least $2,000.

If you have a qualified credit account, you can earn between $35 to $350 (based on account age and credit limit) for every authorized user you add to your account.

Is Selling My Credit Safe?

To certify that you have the right kind of tradelines, you’ll fill out a form on the Tradeline Supply Company website. Tradeline Supply Company will then send you an email that asks you to provide it with your Credit Karma user ID and password. The company will check on your credit cards and let you know if you’re authorized to sell credit.

After that, you’re in the driver’s seat. You’ll get the information needed to add an authorized user to your account, and you can send the new card to your own address. The person buying your credit history will not know your name, your credit card number, your address, or your Social Security number.

Is Selling My Credit History Legal?

Selling your credit history is 100% legal. As a credit card holder, you can legally add anybody you want to your credit card. It is also perfectly legal to accept payment to add someone to your credit card.

That said, if you feel like selling your credit is shady or unethical, working with Tradeline Supply Company is probably not the right side hustle for you.

Should You Sell Your Credit Through Tradeline Supply Company?

Selling your credit is one of the most efficient methods of making money. Some people earn as much as $1,000 per month with just 15 minutes of work.

If you’ve got huge credit limits and great credit history, this could be the right hustle for you. However, as we mentioned previously, if you feel that this hustle crosses ethical lines, avoid it.

Interested in selling your credit? Try Tradeline Supply Company today.

Tradeline Supply Company
  • Income Potential
  • Ease of Use
  • Company Support
  • Security
Overall
4.1

Summary

Tradeline Supply Company lets you buy and sell tradelines (which is your credit).

  • Try Tradeline Supply Company
Robert Farrington
Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Editor: Clint Proctor Reviewed by: Chris Muller

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
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